S2507: Financial Characteristics for Housing Units Without a Mortgage

Data Set: 2004 American Community Survey

Geographic Area: Pennsylvania

NOTE. Data are limited to the household population and exclude the population living in institutions, college dormitories, and other group quarters. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see Survey Methodology.


Subject

Percent of owner-occupied housing units without a mortgage

 

MOE

 

Owner-occupied housing units without a mortgage

1,342,030

+/-31727

VALUE

Less than $50,000

20.0

+/-0.9

$50,000 to $99,999

32.1

+/-0.9

$100,000 to $149,999

20.5

+/-0.8

$150,000 to $199,999

11.0

+/-0.7

$200,000 to $299,999

8.9

+/-0.8

$300,000 to $499,999

5.5

+/-0.6

$500,000 or more

2.1

+/-0.3

Median (dollars)

96,511

+/-1338

 

HOUSEHOLD INCOME IN THE PAST 12 MONTHS (IN 2004 INFLATION-ADJUSTED DOLLARS)

Less than $10,000

8.2

+/-0.8

$10,000 to $24,999

27.8

+/-1.3

$25,000 to $34,999

14.8

+/-0.8

$35,000 to $49,999

16.7

+/-0.9

$50,000 to $74,999

16.8

+/-0.9

$75,000 to $99,999

6.6

+/-0.5

$100,000 to $149,999

5.5

+/-0.6

$150,000 or more

3.7

+/-0.4

Median household income (dollars)

34,411

+/-865

 

RATIO OF VALUE TO HOUSEHOLD INCOME IN THE PAST 12 MONTHS

Less than 2.0

35.7

+/-1.1

2.0 to 2.9

16.8

+/-0.7

3.0 to 3.9

11.8

+/-0.7

4.0 or more

34.8

+/-1.0

Not computed

0.9

+/-0.3

 

MONTHLY HOUSING COSTS

Less than $100

0.8

+/-0.2

$100 to $149

1.7

+/-0.4

$150 to $199

5.3

+/-0.7

$200 to $249

8.6

+/-0.9

$250 to $299

13.0

+/-0.8

$300 to $349

13.0

+/-0.8

$350 to $399

12.6

+/-0.9

$400 to $499

18.2

+/-0.9

$500 to $599

11.5

+/-0.9

$600 to $699

6.2

+/-0.6

$700 or more

9.2

+/-0.7

Median (dollars)

380

+/-7

 

MONTHLY HOUSING COSTS AS A PERCENTAGE OF HOUSEHOLD INCOME IN THE PAST 12 MONTHS

Less than $20,000

26.7

+/-1.1

Less than 20 percent

4.4

+/-0.6

20 to 29 percent

7.6

+/-0.7

30 percent or more

14.6

+/-0.8

$20,000 to $34,999

23.2

+/-0.8

Less than 20 percent

15.3

+/-0.7

20 to 29 percent

5.9

+/-0.5

30 percent or more

1.9

+/-0.3

$35,000 to $49,999

16.7

+/-0.9

Less than 20 percent

15.1

+/-0.7

20 to 29 percent

1.1

+/-0.3

30 percent or more

0.4

+/-0.2

$50,000 to $74,999

16.8

+/-0.9

Less than 20 percent

16.4

+/-0.9

20 to 29 percent

0.3

+/-0.1

30 percent or more

0.1

+/-0.1

$75,000 or more

15.8

+/-0.8

Less than 20 percent

15.7

+/-0.8

20 to 29 percent

0.1

+/-0.1

30 percent or more

0.0

+/-0.1

Zero or negative income

0.9

+/-0.3

 

REAL ESTATE TAXES

Less than $800

22.5

+/-1.3

$800 to $1,499

25.3

+/-1.2

$1,500 or more

50.5

+/-1.6

No real estate taxes paid

1.6

+/-0.3

Median (dollars)

1,518

+/-56

 

PERCENT IMPUTED

Mortgage status

28.1

(X)


Source: U.S. Census Bureau, 2004 American Community Survey

 

Data are based on a sample and are subject to sampling variability. The degree of uncertainty for an estimate arising from sampling variability is represented through the use of a margin of error. The value shown here is the 90 percent margin of error. The margin of error can be interpreted roughly as providing a 90 percent probability that the interval defined by the estimate minus the margin of error and the estimate plus the margin of error (the lower and upper confidence bounds) contains the true value. In addition to sampling variability, the ACS estimates are subject to nonsampling error (for a discussion of nonsampling variability, see Accuracy of the Data). The effect of nonsampling error is not represented in these tables.

 

Explanation of Symbols:

1. An '*' entry in the margin of error column indicates that too few sample observations were available to compute a standard error and thus the margin of error. A statistical test is not appropriate.

2. An '**' entry in the margin of error column indicates that no sample observations were available to compute a standard error and thus the margin of error. A statistical test is not appropriate.

3. An '-' entry in the estimate column indicates that no sample observations were available to compute an estimate, or a ratio of medians cannot be calculated because one or both of the median estimates falls in the lowest interval or upper interval of an open-ended distribution.

4. An '-' following a median estimate means the median falls in the lowest interval of an open-ended distribution.

5. An '+' following a median estimate means the median falls in the upper interval of an open-ended distribution.

6. An '***' entry in the margin of error column indicates that the median falls in the lowest interval or upper interval of an open-ended distribution. A statistical test is not appropriate.

7. An '*****' entry in the margin of error column indicates that the estimate is controlled. A statistical test for sampling variability is not appropriate.

8. An 'N' entry in the estimate and margin of error columns indicates that data for this geographic area cannot be displayed because the number of sample cases is too small.

9. An '(X)' means that the estimate is not applicable or not available.

 

Prepared By: The Pennsylvania State Data Center 02/1/2006